Dave Ramsey: Credit Plastectomy
on Friday, October 20, 2023Meaning of Dave Ramsey Money Quote: saying you may need to have surgery to remove your plastic credit cards. Dave Ramsey said:
“At this point, you are ready for a plastectomy—plastic surgery to cut up your credit cards” — Dave Ramsey
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Dave Ramsey’s quote is advising people who have accumulated significant credit card debt to stop using their credit cards altogether. By referring to “cutting up” credit cards as a “plastectomy” or plastic surgery, Ramsey is using a metaphor to emphasize that eliminating credit cards from one’s finances is a drastic but necessary step to get out of debt.
His quote suggests that for those who have struggled with overspending on plastic (credit cards), the only solution is to remove the plastic (cards) from the equation in order to regain financial health and break the cycle of accumulating more debt. Ramsey appears to be advocating a cold turkey approach to credit card use for debt-ridden individuals.