Dave Ramsey: Money to Invest
on Sunday, September 25, 2022Meaning of Dave Ramsey Money Quote: saying peaceful finances is not about acquiring more, but keeping more to invest. Dave Ramsey said:
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this” — Dave Ramsey
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The best interpretation of this Dave Ramsey quote is that he believes true financial security and stability, which he calls “financial peace”, does not come from accumulating possessions or living paycheck to paycheck.
By saying it involves learning to live on less than you make so you can give (to others through charity) and invest, Ramsey suggests that financial peace is found through developing habits of spending less than you earn in order to save and put money to productive future uses.
His statement that “you can’t win” until you reach this point of living below your means implies financial peace first requires gaining control over expenses and changing one’s spending behavior and mindset. Overall, Ramsey appears to be promoting the philosophy that financial success is based on saving habits, not spending or consumption.