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In this quote, Vera Nazarian seems to be comparing money to fire and suggesting it needs to be carefully managed. Just as too much or too little fire is dangerous, she implies having either too much or too little money can also be problematic.
Nazarian appears to be saying that financial well-being requires maintaining the “right amount” of money, keeping it “properly contained” within a budget or savings plan, and exercising “control” over spending versus allowing wants or impulses to dictate monetary decisions.
The quote conveys Nazarian’s view that prudently handling money over both the short and long-term, similar to safely handling a fire, is important for it to have a positive benefit rather than potential harm. She sees money as a tool that must be skillfully wielded to be an asset rather than a liability.