Posts Tagged ‘savings’

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Kora-Lea Vidal: No Happiness Savings

Posted by admin on Thursday, March 1, 2018

Kora-Lea Vidal Money Quote saying that storing up reserves of cash can be all-consuming, but without saving good happiness and enjoyed experiences that money is useless. Kora-Lea Vidal said:
You may have savings but neglected happiness, then money worthless Quote

You may have a lot of money tied up in your savings but if you neglected to save up happiness then your money is worthless
— Kora-Lea Vidal

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Elayne Boosler: Banks Keep Savings

Posted by admin on Tuesday, March 28, 2017

Elayne Boosler Money Quote saying you can get a toaster from your bank instead of getting your savings returned if they are dishonest (likely). Elayne Boosler said:

Banks used to give us toasters when we opened an account. Now, they give us toasters instead of returning our savings
— Elayne Boosler

Elayne Boosler: Charles Schwab Greedy

Posted by admin on Tuesday, March 28, 2017

Elayne Boosler Money Quote saying Charles Schwab took investment money labeled as “safe” to invest in risky mortgages, lost it and paid investors only a dime on the dollar. Schwab took the money entrusted to it by people willing to accept very little, to protect their savings, and used it to buy high-risk junk mortgages to enrich itself on the back end. We weren’t greedy. Charles Schwab was
— Elayne Boosler

Loris Gallina: Invest Savings in Trust?

Posted by admin on Friday, December 2, 2016

Loris Gallina Money Quote saying we trust in professionals to give us valuable advice, but his bank has failed us as a financial advisor. Loris Gallina said:

If I go to a plumber I trust he will fix my plumbing. If I go to a doctor I trust he will cure my health. If I go to a bank to invest my savings I trust it will look after them, So who do I trust now? Who can I trust?
— Loris Gallina

Bernie Sanders: They Bailed Out Banks

Posted by admin on Monday, May 30, 2016

Bernie Sanders Money Quote saying while the working public lost their work, savings and houses, the government saved the banks. Bernie Sanders said:

The American economy and much of the world was plunged into the worst economic decline since the 1930s. Working people lost their jobs, their homes and their savings, while the government bailed out the banks
— Bernie Sanders

Robert G. Allen: Investing in Savings

Posted by admin on Thursday, January 28, 2016

Robert G. Allen Money Quotation saying Savings are not for growth, but for safety and reserves. Invest for growth to get wealthy. Robert G. Allen said:

How many millionaires do you know who have become wealthy by investing in savings accounts?
I rest my case
— Robert G. Allen

Bernie Sanders: Under $10K in Savings

Posted by admin on Saturday, December 19, 2015

Bernie Sanders Money Quotation saying large share of Americans have under 10k in savings, not enough to get them through a few months of retirement. Bernie Sanders said:

Nearly half of all Americans have less than $10,000 in savings and have no idea how they will be able to retire with dignity
— Bernie Sanders

Debt Free for Life – Infographic

Posted by admin on Friday, April 13, 2012
Live Debt Free

Live Debt Free

Personal finances and money can cause a lot of stress and it is normally due to debt or not enough money to pay for bills and the things you want.

Getting rid of your bad debts and having cash reserves can lead to a simpler, happier life.

Here are five tips to start the road to a debt free life.

1: Create a Budget

The first step to ridding yourself of debt is to get your finances in order with a household budget. Write down everything that you have coming in each month and what you spend on bills, rent or mortgage, eating out, shopping and so on. Try to classify the costs out and look for non-essentials you can cut back on. If you find you have more out goings the incomings then your going to end up in more debt every month.

2: Track Your Spending

It’s hard to figure out exactly where all your money is going when creating a budget using bank statements as a reference. Using a notepad or a mobile phone app such as Toshl spend a few weeks tracking everything you spend. This will save you money by making you think twice before spending and also give you a detailed view of where your money goes so you can find further areas to make cut backs.

3: Pay off Debt

To be rid of your bad debt you are going to have to pay off your existing debt and stop creating new debt. Think about doing the following:

* Consolidating credit cards using a balance transfer or using a debt consolidation loan to bring as much of your debt into one place as possible at a lower interest rate.

* If you can’t get all your debt consolidated then focus efforts on the accounts with the highest interest rates first.

* Make room in your budget to pay off as much debt as possible each month.

* Avoid new debt by cutting up your credit cards and switching to debit cards linked directly to the money in your bank accounts.

4: Create a Savings Plan

Make sure you have a savings account with a high interest rate and then create a savings plan with short term and long term goals for items such as holidays, cars and emergency funds for unexpected costs.

5: Avoid Temptation and New Debt

Temptation will be with you all the way along the road so you need to resist it. Avoid taking up new credit, store cards or personal finance loans and try to stick to spending with your own money to enjoy the full benefits of a life without bad debt.

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Money Quotes Daily

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