T. Harv Eker: Money Skills

Posted by admin on Friday, June 25, 2021

T. Harv Eker Money Quote saying the best way to avoid getting into debt with cards is to use a debit card. T. Harv Eker said:
 

 

“If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card” — T. Harv Eker

 

 

In this quote, businessman and author T. Harv Eker is giving advice about money management and spending habits. He suggests that if someone has not yet developed strong skills in budgeting and financial discipline, using a debit card instead of a credit card can help prevent overspending and accumulating burdensome debt.

Eker implies that debit cards offer a safer option for those still learning to track expenses and avoid living beyond their means, since spending is limited to available balances rather than relying on credit lines.

Overall, the quote encourages novices to money matters to start with debit as a training wheels approach, until responsible credit use becomes more intuitive through experience.

Keith Davis: Allocating Budget Expenditures

Posted by admin on Monday, March 21, 2011

Funny Money Quotes: Running out of budget can be rationalized by claiming the money wasn’t properly allocated by failing to foresee this very shortfall. Keith Davis said:
 

 

“We didn’t actually overspend our budget. The allocation simply fell short of our expenditure” — Keith Davis

 

 

Keith Davis seems to be making light of going over budget by using euphemistic language. When a budget is “overspent”, it implies poor financial planning or mismanagement of funds.

However, Davis recasts this by saying the budget’s “allocation simply fell short of our expenditure”, which suggests the spending was reasonable and unavoidable given the actual costs incurred.

In other words, Davis is playfully acknowledging that expenses exceeded the planned budget, but does so in a way that downplays responsibility by portraying the overage as due to an insufficient rather than excessive allocation of funds.

The quote aims to put a positive spin on overspending through clever wording that downplays accountability.