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In this humorous quote, comedian Henny Youngman is joking about his wife’s spending habits. When someone stole all his credit cards but he won’t report it because the thief spends less money than his wife did, Youngman is comically exaggerating that his wife spent so lavishly it would be a financial relief for someone else to be using the cards instead.
The interpretation is that Youngman is playfully teasing that his wife spent exorbitantly, to the point that having his identity stolen would paradoxically save him money compared to her expenditures on the cards. Overall, the quote is meant as a lighthearted joke about his perspective on his wife overspending on credit.