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In this quote, Roger Babson is contrasting tangible assets that can fluctuate over time, like property and money, with intangible qualities that tend to retain their value regardless of external conditions. He notes that while property may be damaged and currency’s buying power may decline, characteristics like good character, health, knowledge and judgment will always be valuable “under all conditions.”
Babson appears to be arguing that developing strong character and investing in self-improvement through education and the cultivation of wisdom are sounder long-term investments than physical possessions or wealth, as they cannot easily be taken away and will serve people well through changing economic climates or life circumstances.