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In this quote, Oscar Wilde is making the observation that while the rich tend to think a lot about money, the poor are even more preoccupied with the topic of money due to their financial struggles and lack of resources. For the poor, money is a constant concern and source of stress since having enough of it determines whether basic needs can be met.
Wilde suggests that unlike the wealthy who can afford to think about other things, the poor are often only able to think about money and how to acquire more of it in order to survive. The quote highlights how financial insecurity and poverty can dominate one’s thoughts due to the urgent need for money when living in straitened circumstances.