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In this quote, Nat Wood is advising people to be cautious and skeptical about unsolicited phone calls, especially those seeking personal information or monetary transactions. Wood suggests there are many instances of callers misrepresenting their identity in order to obtain sensitive data or payments from victims.
Wood argues it is “wise” to do additional vetting or research rather than assuming good faith, given the prevalence of phone scams and fraud according to his assessment. The interpretation is that Wood wants people to be guarded with their trust and carefully scrutinize unprompted calls that could enable criminal exploitation.