“You wicked, lazy servant! So you knew that I harvest where I have not sown and gather where I have not scattered seed? Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest” — Matthew 25:26
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On a surface level, the verse recounts how one “wicked and lazy” servant buried his master’s money in the ground instead of investing it, and is then chastised for not at least putting the funds in a bank to earn interest during his master’s absence.
More deeply, the parable suggests that those given responsibilities or opportunities by God are expected to make prudent, productive use of the gifts and talents afforded to them, not letting abilities go to waste. Squandering what one has been given brings reproach.
The overarching interpretation is that the passage encourages believers to be good stewards of what they’ve been entrusted with by the Lord, whether money, skills or influence – and to leverage these resources to further God’s kingdom through diligent work and responsible risk-taking, rather than preserving them pointlessly without growth or return. An accounting will be required for how one has spent their time on Earth.