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In this quote, Jean-Jacques Rousseau is commenting on how people of different religious faiths (Jews, Muslims and Christians) often interact and conduct business with one another in a spirit of mutual understanding and cooperation, despite their theological differences.
However, he notes that the one time these religious labels do seem to matter is when applying the pejorative term “infidel” or non-believer – which is typically used only for those who are financially untrustworthy due to bankruptcy.
The quote suggests that in the economic realm, religious affiliations take a back seat to solvency, with insolvency being the sole instance where faith or lack thereof becomes a distinguishing factor.