Amy Dacyczyn Money Quote saying it's possible to be creative about how to enjoy things without spending money if resourceful enough

Thomas Carlyle Money Quote saying either increase income or reduce outgo to meet debt payments

Oscar Wilde Money Quote saying don't insult those in poverty by suggesting frugality might help them. It is obscene to recommend economy to the destitute.

Phyllis McGinley Money Quote saying one can imagine frugality in it's many forms through behavior toward a single asset