“Your net worth can fluctuate, but your self-worth should only appreciate” — Chris Gardner
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In this quote, Chris Gardner is making a distinction between two types of worth – net worth and self-worth. By saying one’s net worth can fluctuate, he refers to the monetary value of assets minus liabilities, which can rise and fall depending on financial circumstances outside of one’s control.
However, he argues that a person’s self-worth, or their sense of intrinsic value and worthiness, should only increase over time. Gardner seems to be encouraging people to base their self-esteem on inner qualities like character rather than external factors like wealth that are unstable and unpredictable.