One Who Can't Pay Convinced of Credit's Value: Dickens

"Credit is a system whereby a person who can not pay gets another person who can not pay to guarantee that he can pay" -- Charles Dickens

Charles Dickens: Income Above Expenditure = Happiness

"Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." -- Charles Dickens in David Copperfield

Scrooge's Nephew Fred on Money at Christmas

"There are many things from which I might have derived good, by which I have not profited, I dare say, Christmas among the rest." ... "And therefore, uncle, though it has never put a scrap of gold or silver in my pocket, I believe that it has done me good, and will do me good; and I say, God bless it!" -- Ebenezer Scrooge's nephew Fred in "A Christmas Carol" by Charles Dickens.

Scrooge on Christmas and Money, by Charles Dickens

"What's Christmas time to you but a time for paying bills without money; a time for finding yourself a year older, but not an hour richer." Ebenezer Scrooge in Charles Dickens' "A Christmas Carol"

Charles Dickens: Money Makes it Easy to Get More

"Money, says the proverb, makes money. When you have got a little, it is often easy to get more." -- Charles Dickens